Pay Joy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through Pay Joy's point-of-sale financing and card offerings, customers gain access to a modern quality of life. Pay Joy's credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of **** while achieving solid profitability for sustainable growth.

The Credit Line/Card Fraud Operations Lead is responsible for conducting reviews and investigations of Credit Line/Card partners, stores, clerks, and customers to analyze fraud patterns, and implementing tactics to mitigate fraud risks, thereb...