Qualification Matric / Senior Certificate National Diploma or Degree in Finance, Accounting, or Credit Management (NQF 6+) Credit Management III or higher strongly preferred Postgraduate certificate in credit risk/leadership advantageous Requirements Must have own vehicle and drivers license Advanced knowledge of credit management, risk assessment & debt recovery Thorough understanding of financial statements & cash‑flow impact of credit decisions Full credit‑to‑cash process knowledge (order → delivery → billing → payment → legal) Strong understanding of legal collections processes & frameworks Comprehensive understanding of reconciliations, write‑offs, revenue assurance Industry & market dynamics affecting payment behaviour Change management principles for process/system improvement Advanced SAP capability (ZFI001, FD32, FBL5 N, VMK1, legal and releasing workflows) Master‑level Excel/BI analysis and trend interpretation Ability to design, review & audit end-to-end processes High-level...