Why Here? Aplazo is Mexico’s leading BNPL platform, built for a market where 40% of users have no credit history and traditional credit checks simply don’t work. Data Science at Aplazo is deeply embedded in how the business runs, not a separate function. The team works closely with Credit, Fraud, Collections, Growth and Product to build and own models that run in production. What Will You Do? As a Data Scientist / Sr Data Scientist at Aplazo, you will contribute across Credit Risk, Growth, and AI initiatives based on team priorities. You will own projects end-to-end within your assigned domain, from data to modeling, deployment, and monitoring. Additionally, you will drive research workstreams, evaluating new modeling approaches and alternative data sources to keep Aplazo ahead.