The Non-Delegated/Broker Processor is responsible for managing and processing mortgage loan files that require investor approval prior to closing. This role serves as the primary liaison between borrowers, loan officers, underwriters, and third-party vendors to ensure all loan files are complete, accurate, and compliant before submission to the investor for underwriting. The Non-Delegated/Broker Processor plays a critical role in maintaining loan quality and ensuring a smooth origination process in accordance with HMA Mortgage's guidelines and investor requirements.

Key Responsibilities

Loan File Management

• Review and organize complete loan files submitted by loan officers, ensuring all required documentation is present and accurate.
• Order and track third-party services including title, appraisal, flood certification, credit reports, and verifications of employment and deposit when applicable.
• Prepare and submit loan packages ...