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Position Overview
Role Description
The Risk Methodology (RM) department, as part of the COO Division, plays a central role in developing bank-wide risk assessment methods to support resource allocation, risk appetite management, and informed credit decisions.
Within RM, the Rating System Analytics Team is responsible for the development and maintenance of Rating Engines (Decision Engine - rating tool for retail customers & dbRating - rating tool for non-retail customers) and their infrastructure. These engines support national and international credit decision-making processes, i.e., the granting of credit products to corporate and private customers.
We regularly produce portfolio analyses focusing on credit application behavior, portfolio quality, and the risk-return ratio. We a...