Hitch is a white-label specialty lending platform powering Non-QM mortgage products (HELOC, DSCR, HEI) and AI-native origination tools for leading non-bank lenders. We sit between borrowers, lenders, and the systems that move money — Encompass, credit bureaus, AVM vendors, pricing engines, payroll, and banking infrastructure.

We treat configuration as a product: one codebase across all clients, dynamic fields, function-based roles. Backend engineers here own real surface area.

What You'll Do

• Design and build services that power loan origination workflows end-to-end — from soft credit pull through pricing, underwriting automation, disclosure delivery, and offer acceptance.
• Own integrations with critical third-party systems (Encompass LOS, Plaid, Truework, Clear Capital, MeridianLink, OptimalBlue, Documenso, and more). We treat vendor APIs as a first-class engineering concern — retries, idempotency, outage handling, and webhook reconciliation ar...