Job Description
From a credit risk perspective, this role is focused on policy-level decision making rather than individual loan underwriting. The VP of Credit Risk is responsible for setting and continuously refining the framework that the client originates loans within.
This includes evaluating whether current underwriting guidelines will consistently produce high-quality loans, while ensuring they are not overly restrictive and limiting business growth. The goal is to strike the right balance between risk management and origination opportunity, creating guidelines that support a scalable, repeatable, and viable loan product.
This person must have a strong pulse on the broader market, including industry trends, regulatory changes, and shifts within the servicing portfolio. They will regularly assess performance data to determine if adjustments are needed—making this a living, evolving set of policies that adapts to market conditions and risk exposure.
At its core, credit ...